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Roy Larsen, CFP®, AAMS®'s Blog

Roy Larsen, CFP®, AAMS®'s thoughts and ruminations Flag as Inappropriate

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Fred Farkel May 6, 2013 at 07:31 pm
Hey Roy. You forgot the fact that this is now a Communist nation run by an illegal immigrant whoRead More wants to steal every dime we have. Plus there are no jobs, no money, no real uptick in the economy. So how does that factor into your scheme sport??
Georgia Moderate May 6, 2013 at 11:17 pm
Fred, to what country are you referring? There's only a handful of communist countries in theRead More world, and I don't live in one of them. Oh, you're a birther, that explains it all. Intelligence deficit disorder.
Molly Darden April 24, 2013 at 02:46 pm
This is great information! Another aspect to this is our life-approach. With retirement,Read More work-related expenses are blown away. We have no more need to impress anyone; we can finally be ourselves. And, when we move toward a simpler, more relation-based lifestyle, we find ourselves more at peace, as I've experienced. Here's my blog about this: http://cumming.patch.com/blog_posts/peace-comes-dropping-slowly
Roy Larsen April 24, 2013 at 04:52 pm
Thanks Molly and I enjoyed your blog as well! I'm glad you realize and probably have for a long timeRead More that happiness has little to do with accumulation and spending. Well done!
Roy Larsen March 28, 2013 at 05:15 pm
m....I'm not sure what your financial background is but you are completely missing the point. AsRead More behavioral finance is a major focus of wealth managers today we wrestle with the Psychology every day of people's relationship with money and the decisions they make. Whether my clients make 1 million a year or under 100k, they can still suffer from bad approaches and bad decision making. This article is not meant to be an exhaustive road map to how you should plan but more so for those regardless of income and assets who choose not to employ recommended models. It is in fact a budget as it allows for cash flow analysis, and making present and future determinations on spending based on that analysis. Also I said "never less than 10%", not "I save 10% a month". This again is to help those who are below the curve to at least start a new standard from which they can build. Your beer analogy is not relevant. M....I'm certainly happy you do everything the right way but I am trying to help those that don't and create a new normal from which they can build. I was also hoping to get creative and productive non-traditional budgeting techniques that have worked for others, but so far not so much.
bulldogger March 29, 2013 at 05:18 pm
Cheer up Roy, "m" is just like me sometimes......she just wants to argue. Your plan isRead More simple and for some folks it's probably just what they need. Some people just can't deal with a real structured budget and some people, like "m", probably can. One size does not fit all.
Roy Larsen March 29, 2013 at 06:04 pm
Thanks Bulldogger! It's all good....I blog all over the country and this is part of the playingRead More field. I enjoy questions and debate but there is someone in every state in the union that wants to poo poo most articles we write. You understood the intent and I appreciate your comment. The goal as in every field is similar. If you can help just one person succeed financially by doing things in a way that works for them, you have done your job. Have a great weekend and pray for no rain......my old man baseball season opens up on Sunday! :)
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