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Mortgage Loan Officer

Position: Mortgage Loan Originator

Location: State of Georgia

GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management.  Assumes overall responsibility for the residential mortgage loan from application to closing.

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ESSENTIAL DUTIES & RESPONSIBILITIES: * Develop referral contacts (realtors, builders, professional and personal contacts). * Maintain knowledge of Perpetual Financial Group’s policies and procedures. * Maintain knowledge of available loan products, processing procedures, and general  underwriting  guidelines. Take applicant applications by completing Fannie Mae form 1003. * Utilize the internet for communication and access of daily rates and applicant credit reports. * Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. * Manage pipeline for all originated loans through closing and complete required management reports. * Maintain high levels of customer service.  Attend and participate in all Consumer Lending meetings as required by management.

SUPERVISORY RESPONSIBILITIES:  Available with proven track record

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 3 years mortgage lending experience.

Must have an established book of local referral sources.

Must originate at least $1 million on mortgage sales per month


MINIMUM KNOWLEDGE & SKILLS REQUIRED: * High school diploma or equivalent mandatory. Four-year college degree preferred. * Knowledge of conventional and/or government lending guidelines. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Knowledge of federal lending regulations governing real estate lending. * Demonstrated organizational skills. * Strong written and verbal communications skills. * Demonstrated teamwork and customer service skills. * Proven computer skills. * Basic sales technique skills. * Strong desire to excel in a competitive environment. * This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).  Must have an approved Georgia license.

Compensation:

We offer aggressive payouts to the most qualified originators

Payroll is run on the 1st and 15th of every month

Contact:  Jason.weaver@theperpetual.com





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