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Steve Pate

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Blog Posts

Real Estate

Mortgage Forgiveness Debt Relief Act Extended

Mortgage Forgiveness Debt Relief Act Extended.

Real Estate

FHA Seller Paid Closing Costs

Guide to FHA Seller Paid Closing Costs. How to get the most from the seller in the purchase contract and get the lowest rate. Bring only your Down Payment to closing.

Issues

Writing a Hardship Letter for a Short Sale

The best advice I can give for writing a hardship letter to request a loan modification or a short sale.

Real Estate

HARP 2.0 Eligibility Guidelines

Harp 2.0 now gives homeowners the chance to refinance when they couldn't before.

Real Estate

FHA Announces Price Cuts to Encourage Streamline Refinancing

FHA is trying to help those who need to to be able to refinance with lower costs.